Privacy Policy for PSX Investment Advisor

Last Updated: January 14, 2026

Introduction

Digital Tools Hub ("we", "us", or "our") operates the PSX Investment Advisor mobile application (the "App"). This Privacy Policy explains how we handle information when you use our App.

Information Collection and Use

Personal Information

We do not collect, store, or transmit any personal information from users of the App. The App does not require:

• User registration or login
• Email addresses
• Phone numbers
• Location data
• Contact information
• Payment information
• Any other personally identifiable information

Non-Personal Information

The App accesses publicly available Pakistan Stock Exchange (PSX) market data from external sources to provide stock screening and analysis features. This data includes:

• Stock prices and trading volumes
• Company financial metrics
• Market indices information

This information is:

• Publicly available market data
• Not associated with any individual user
• Used solely to provide the App's core functionality

Local Data Storage

The App stores the following data locally on your device only:

• Stock screening results and preferences
• Custom stock indexes you create
• Filter settings and sort preferences
• Theme preferences (light/dark mode)
• Last refresh timestamps

This locally stored data:

• Never leaves your device
• Is not transmitted to our servers or any third parties
• Can be cleared by uninstalling the App
• Is used solely to improve your user experience

Permissions

The App requests no special device permissions. The App only uses:

• Internet Access: Required to fetch current stock market data from public APIs
• Local Storage: To save your preferences and screening results on your device

Data Security

Since we do not collect or transmit any personal data:

• Your privacy is protected by design
• There is no risk of data breaches involving your personal information
• All data storage is local to your device and managed by your device's operating system security features

Third-Party Services

The App retrieves publicly available stock market data from external sources. These services:

• Provide only public market data
• Do not receive any information about you from our App
• Are not controlled by us

We recommend reviewing their privacy policies:

• The App makes API requests to fetch stock data
• These requests do not include any personal information
• The data received is publicly available market information

Analytics and Tracking

We do not use:

• Analytics services
• Crash reporting tools
• User tracking or behavior monitoring
• Advertising networks
• Any third-party tracking technologies

Advertising

The App is completely ad-free. We do not:

• Display advertisements
• Use advertising networks
• Share any data with advertisers
• Track users for advertising purposes

Children's Privacy

The App does not knowingly collect or solicit any information from anyone under the age of 13. The App is intended for users who are interested in stock market analysis and investing, which typically requires users to be of legal age in their jurisdiction.

Changes to Market Data Sources

The App fetches data from public stock market APIs. If we change data sources in the future, this Privacy Policy will be updated accordingly. The fundamental principle remains: we will never collect or transmit your personal information.

Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by:

• Updating the "Last Updated" date at the top of this Privacy Policy
• Posting the new Privacy Policy in the App's documentation

You are advised to review this Privacy Policy periodically for any changes. Changes to this Privacy Policy are effective when posted.

Data Deletion

Since we do not collect or store any personal data on our servers:

• There is no data to delete from our side
• To remove all locally stored data, simply uninstall the App
• Reinstalling the App will start with a clean slate

Your Rights

Since we do not collect personal data:

• There is no personal data to access, modify, or delete from our systems
• You maintain complete control over locally stored preferences by managing the App on your device
• You can clear all local data by uninstalling the App

International Users

The App can be used from any location. Stock market data is fetched from Pakistani market sources. No personal data is collected regardless of your location.

Legal Basis for Processing (GDPR)

For users in the European Economic Area (EEA):

• We do not process any personal data as defined by GDPR
• The App functions without collecting or processing personal information
• Market data accessed is publicly available and not linked to individual users

California Privacy Rights (CCPA)

For California residents:

• We do not sell personal information (because we don't collect any)
• We do not share personal information with third parties for their direct marketing purposes
• There is no personal information to request disclosure about

Contact Us

If you have any questions or concerns about this Privacy Policy or our data practices, please contact us at:

Summary

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Consent

By using the PSX Investment Advisor app, you consent to this Privacy Policy and agree to its terms. If you do not agree with this policy, please do not use the App.